File Your 15CA / 15CB for Foreign Remittance
Compliant foreign remittance processing with proper tax certification. From DTAA analysis to bank submission — handled by international tax experts.
Overview
Section 195, Income Tax ActForms 15CA and 15CB are mandated under Section 195 of the Income Tax Act, 1961 and Rule 37BB for foreign remittances from India. Form 15CA is a declaration filed by the remitter on the Income Tax portal, while Form 15CB is a certificate issued by a Chartered Accountant verifying tax compliance on the remittance. These forms ensure that applicable TDS has been deducted on payments to non-residents that are taxable in India. Banks require the 15CA acknowledgement to process foreign remittances exceeding ₹5 lakhs (unless exempt).
DTAA Analysis
Determine taxability under Double Taxation Avoidance Agreements
TDS Computation
Calculate applicable withholding tax rates under Section 195
Bank-Ready Documentation
Complete filing with acknowledgement for seamless bank processing
Who Needs 15CA/15CB Filing?
Business Payments to Non-Residents
Professional fees, royalties, technical services, software payments
Investment Remittances
Dividend payments, interest on ECBs, buyback of shares to foreign investors
Personal Remittances > ₹5 Lakhs
Gifts, maintenance, property purchase exceeding threshold
Exempt but Reportable Transactions
Imports, travel, education, medical (Part A filing still required)
Unsure if your remittance needs 15CA/15CB? Get free eligibility check.
Required Documents
Remitter PAN & KYC
PAN card, address proof & authorization for filing
Recipient Details
Name, address, country, tax residency certificate (for DTAA)
Remittance Purpose & Agreement
Invoice, contract, board resolution specifying nature of payment
Tax Computation Working
Breakup of taxable vs exempt portion, TDS rate applied
DTAA Documentation
Tax Residency Certificate, Form 10F if claiming treaty benefits
Bank Remittance Details
Beneficiary bank details, SWIFT code, purpose code for RBI reporting
Pro tip: Obtain Tax Residency Certificate from recipient early — it's critical for DTAA benefits and faster 15CB processing.
15CA/15CB Filing Process
~4-8 daysRemittance Assessment
1-2 daysReview purpose, amount, recipient & DTAA applicability
Tax Computation & Form Selection
2-3 daysDetermine taxable portion, TDS rate & applicable 15CA part
15CB Certificate Preparation
2-3 daysCA prepares certificate verifying tax compliance & TDS deduction
15CA Filing & Bank Submission
1 dayFile Part A/B/C/D on IT portal; submit acknowledgement to bank for remittance
Why File 15CA/15CB with Experts?
Ensure seamless foreign remittances while optimizing tax liability under DTAA provisions.
DTAA Optimization
Claim treaty benefits to reduce or eliminate withholding tax on eligible remittances
Bank Processing Assurance
Complete documentation prevents remittance delays or rejections by banks
Compliance Protection
Proper 15CB certification shields against Section 195 penalties & interest
Multi-Remittance Efficiency
Single 15CB can cover multiple payments to same recipient, saving time & cost
Frequently Asked Questions
File Your 15CA/15CB Today
Zero hidden fees. CA-certified compliance. DTAA optimization included.
Free DTAA eligibility assessment included
Download 15CA/15CB Guide
Get our 13-page handbook: Rule 37BB exemption list, DTAA country rates & bank submission checklist.